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Allstate Insurance

Allstate Insurance review: Lapse in coverage

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I was attempting to get a home equity loan the mortgage company mortgage pros told me I didnt have enough coverage and that his buddy could get it cheaper so im like okay lets switch my other house and car also so about a week later i'm told that I have not owned the house long enough to get the loan. I paid cash for the house and I had no clue. So about a month goes by and i'm checking my account and I see my payment was not taken out for insurance so I call and I told I was cancelled for lack of payment and i'm like what I had it setup on auto pay. Oh no mortgage pros put my insurance in escrow even when they had no insurable assets. The home has no mortgage but my bill and cancelation notice went to them. Now my premium is so high that I cant afford insurance all due to a lack of payment I had no knowledge of. Allstate is sorry that this happened to me

Recommendation: dont use them find a local agent who will work for you not someone ripping you off for something oit of your control

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